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Thanks, Marie. He has very low utilization (I think he owes maybe $500 - $600 tops on all cards combined. WEll...I did bt to his DMB card, so...
Re: Doc's BARGAIN: Eq CreditWatch @ Which one costs $79.95???? I just got billed that amount and I can't figure out which one it was since I've...
Misunderstood the question...thought you were talking about the actual BK...not the included in accounts. L
I'm trying to spend more time working on my husband's reports. I am trying to get the included in bk accounts deleted and also the Ch. 7,...
Definately pay down the credit cards. For some reason, they don't like to see a lot of balances on cc's. When I paid down 30% of my credit...
This is really eating at me. You know...my husband has 697 on Equifax with a four year old Ch 7 Bankruptcy. I have a tradeline that is an R1,...
Apparently its from the date of filing. I thought it was from the date of discharge, but some quick research proved otherwise. L
With no accounts, they would not be able to generate a score. I think you have to have six months with an active tradeline or something like...
Wow, oh wow...now THAT is impressive! Congratulations! L
Thanks Lizardking, and everyone else for commiserating with me. It occured to me in the middle of the night that it might be the late pays, but...
My Equifax updated and after a charge-off, a 30 day late payment history, and a 90 day late payment history and two "too new to rate" accounts...
Robin, I've never filed in small claims so I won't be much help. My hubby filed there once and he just picked up a small claims packet from the...
Breeze, it looks like one was closed with a zero balance and one was closed with a zero balance but was showing Dispute - Resolution pending. At...
I have an FCNB card with a <heeheehee> $150 cl. Does this mean when my fico hits 680, I can ask them to unsecure it and increase the cl???? I...
Sounds like they just ran a tape update. You can dispute it with the CRA saying they did not notify you within five days of the reinsertion and...
I used "there is no dispute on this account, please delete" or something along those lines. I'm not sure what I said on the second one. Its...
Wow...I figured out why my score jumped from 649 to 662! It didn't even occur to me until tonight, but I had two Providian card numbers stolen so...
LOL...its down. What have you been up to this time, Doc? I think you've really gone and done it this time...heeheehee. L
Soren, I can't advocate this but I have heard it said <cough Lizardking cough> that the CRA's require three matches in order to verify a...
If he hires an attorney he would not necessarily have to appear. The attorney would appear on his behalf. L
