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SLOYAROLE, I'm trying to follow your logic here. The reason most people visit this board is to correct errors on their credit report, or to...
No, Ted...didn't know there was a summer version...lol. I brought it up because I can't wait for this to come off and I'm hoping like crazy it...
I have an investigation due back on Equifax on the 26th. Since this is a holiday weekend, I'm hoping they will delete it today or tomorrow. Does...
<Sorry...not able to edit> TIP TO BUTCH: Using "keywords" to run a search negates the necessity of browsing through 2000 searches. ;) L
I thought I'd posted this a little while ago, but apparently not, since it isn't here...lol. I would have no qualms about saying "I don't recall"...
I *know* others here will disagree with me on this one, but with 40K mostly in credit card debt and with no job, I'd definately go the bk route....
Possible...but highly unlikely. That usually only happens when a lawsuit is frivilous and its obvious the suit was filed in order to embarrass or...
Assuming you also disputed once or twice with the CRA's, you could make a case based on the two letters and telephone call. I always like to have...
Depends...I had a total of 12 derogs removed from one credit report, and 13 from another...some of which were collections. I did not notice huge...
I tried to answer this yesterday, but wasn't able to post for some reason. 1. Actual damages are "out of pocket" damages. A typical example...
I agree that a signed contract is not validation, but I would *not ever* perjure myself in a court of law. L
Disputing an item on TU or Experian appears to have absolutely no affect on your score. Equifax is the only one who puts it in "no status" during...
Talk to Lizardking...lol. I think he wrote the book on dealing with identity theft. L
How are they poisining her file if they are pulling AR's? AR's are soft inquiries and don't lower the score or show up to other creditors. Just...
Incredible!!! Good job, Slayer! I know it must feel terrific :) L
Re: wifes collection on my credit r Ohaji, have you tried submitting that letter to the CRA as proof the debt is not yours? I would think that...
Thank you!!!!! Since I bt'd to my hubby's DMB card, I now have the payments. Just got the bill yesterday and guess I should go ahead and send it...
If you are absolutely positive this is not your account, and you have tried contacting them several times (and have a papertrail showing this) and...
Uhmmm...if the only thing you are suing them over is not noting the account in dispute, I feel that you will not be a happy camper when standing...
IMHO...the problem here with refusing to settle without deletion or a change to a positive tradeline is that they have the higher ground. You are...
