Separate names with a comma.
I have to disagree with ya on this one, KHM. Section 803(2) of the FDCPA, 15 U.S.C. §§ 1692a(2), defines the term "communication" as "the...
Lizardking, I will be getting rid of more than 50% of my current debt in the next ten days leaving me at about 23% of credit utilitized, so I'm...
I also sent an inquiry dispute to TU stating the no permissable purpose reason for the dispute. Got my results back today...five inquiry...
They also have d/b/a's and/or bought out: First Dewitt Bank Ocean Independent Bank United Bank of Philadelphia
I can't catch my breath I am so excited. I just pulled Equifax to see if they had made any changes. CCB was deleted as was Household...leaving...
Maybe you could add to that statement "copy of said letter and UDF available to potential creditors upon request"...lol. I'm dealing with them...
You can see a small claims complaint under the Baker v. TransUnion link on http://www.creditcourt.com L
You know something else I found interesting while reading over the FCRA? 15 U.S.C. §1681g(c), titled Disclosure to Consumers requires that...
LMBO! KHM's Tricks! Way to go there, girl!! At this rate they will have to overhaul their whole system if they want to limit our ability to...
You can change the language from: "Based on the Defendant's above actions, the Plaintiff has suffered denial of credit in the aggregate sum of...
Attorney's fees: If you start out pro se, instead of requesting attorneys fees, request "attorneys fees in the event Plaintiff retains an...
Hmmm...I always used my husband's (then fiance's) credit cards and we had different last names. My children also have different last names and...
Yes, they fall under the FCRA and the FCBA, although the FCBA seems to only apply if you dispute within 30 days of receiving an incorrect bill....
Doc, you are a genius...lol. I'm so aggravated...no matter what I try, I simply cannot pull an online report! I even tried going through and...
You said you got the package from the OC...lmbo! Okay, its a technicality, but I have to chuckle. The FDCPA says the *collection agency* must...
Whatever, that's the address and phone number I came up with by doing a search of their SEC filings...lol. Thank you for looking for me....
Thanks, MartysGirl, but from what I understand, they are out of business. It seems that a few people left at corporate is all there is. I...
Yup, we did ask Direct Merchants to also report the tradeline on my credit report. The response was that they will not report for authorized...
This doesn't seem to be very clear in the statutes. It says that married couples who both use an account should have it reported...but it doesn't...
As some of you may recall, I've been going around and around with Equifax over a tradeline being listed under Heilig Meyers. They have verified...
