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picantel, Great news!!! Your scores have really come up!! Charlie
I agree 100%, breeze. The IRS deals, I don't even read. Creditwise he is OK, sometimes!! Charlie
See if your area (city, county, or state) has a 1st time home buyers program. It is for anyone that hasn't had a home in 3+ years. I know...
I am a member of dueprocess.org. I believe that there are a few things that the dueprocess board helps with credit repair, but I think that...
With the way mortgage companies are fighting for loans and refi's your scores are really pretty good. I know one lender that will give a loan it...
Tell the board your method. I'm sure that a lot of people would love to here it. Congratulations!!! I bet you have a hard time sleeping. Charlie
Congratulations Mark LA!!! What about the CC fast? ;) Charlie
I know in a thread a couple of months ago that the same attorney had gotten someone in trouble with the CRA's. I don't remember the specifics of...
I have helped 2 friends get Genesis deleted. I was hoping that they were going to be able to sue, because they are total idiots, at least the...
LisaMc, I can almost guarantee that if you would have sent in a letter it would have been deleted also. I think they are crap. They have $8 an...
LKH, Maybe it would be better to start a new thread with GULF STATE/OSI LEGAL ISSUES or something like that. I personally don't have any issues...
I had 2 or 3 inquiries that were less than 90 days old, and the others were about a year old. Total points +8. With TU it could've been -8. I...
I am in the priority dept. They refused to dispute the inquiries, verbally. I got to the priority dept via a BBB complaint I filed (Big Joke)....
Look up www.naca.net. I don't know anything abou the Credit Store. Look up www.faircreditmovement.org. they have a list of CA #'s. CharlieCharlie
Kiyi, you never stop do you? ;) Charlie
Most don't properly validate. Read the FAQ and the old threads. Charlie
You need to read the FAQ or Newbie ?'s. Also, never sign the letters. Their are some CA's that will cut and paste your sig on a contract. I...
Right, don't put in an account #. They have your name and can cross reference your name and account. Why would you want to help them do THEIR...
A validation of debt letter kinda like one in the Sample Letter section. If they don't respond then an Estoppel letter. Charlie
I have sent validation letters without the account #. Make them do all the work. They have the info on you, and they have 30 days to validate....