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can someone please post an example of a settlment letter to be served with lawsuit? I will be suing collection agency soon and want to propose...
i think procedural request work when the information being verified is actually incorrect or you believe that the cra is not actually verifying...
Whyspers, I received the generic, "we verify by contacting the creditor by phone or in writing...." letter. No address or phone number listed....
send them a letter asking for procedures used to verify the account. there is a letter posted in the sample letters section, however i use one...
Could be that the cra lied about verifying the account in question. I would send procedure request and see how they allegedly verified this...
judgements really hurt your scores, so i would advise disputing them first. Especially if they are paid. If you dispute them and they verify...
Roni, nutcase letter is the letter that psych doc created for paid collections and late pays. people are reporting good results with it. it...
congrats Dave, it's great to hear good news every once and a while.
these two damn medical collections are killing me. I sent them a validation in dec. and got back printout. sent cease & desist so they wouldn't...
i am getting ready to nail it to a ca for a couple of medical bills becaue they did not notate report. in addition, they continued collection...
i did the similair. disputed them and most came off. I am going to use the "nutcase" letter to get the last one off. you may want to try it.
bump
I am checking over new credit report received today... one deletion (yeah). They verifed one account (okay, all the notations say verified...
Moe, they did not attempt to settle before court? Did you ask for money damages? What the heck is going on? I don't know if you can...
since i got my latest disputes back. TU deleted by FCNB charge off, but score didn't change. they verified student loan (sending nutcase...
Yes, repo is from 1997... i guess i will try it tomorrow.. should i tak copies of my cr's?
they are required to validate the debt, believe me Sal, i have the green cards to prove it. i just got my tu report with usa funds verifying the...
killer, maybe tonite...... i need to do this yesterday!
related question will they finance you if you have a repo on your cr. I need a car really bad....... and i need it to be a new car (for work)....