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I honestly believe an "unrated" account has no effect on your scores. My DH just had an unrated repo removed from his reports and his score didn't...
I found this on the Lending Tree website: At the present time, Fair, Isaac and Co. (the company that provides â??FICOâ? credit scores) reports...
GT thank you so much!! More good news, I just pulled a EQU and Collectech deleted from that report, now they have til Friday or get deleted from...
YEEHAW!!! I'm now a 649! Even though the score means squat it still feels good! I also noticed that Cap one changed my 120 day late from 8/98 to...
[B] I have never brought up my religion on this board as I personally didn' think it was necessary for people to know that personal part of my...
I have been pondering whether or not to take a vacation and I have been watching the airfare, well low and behold I found a deal and thought I...
I would definately get a copy of your credit reports, somehow, online, mail whatever. I'm just saying what I personally would do. You are...
Yes it's a violation, but I wouldn't jump on just one violation, instead try to nail them in a few more. Send the estoppel and you can either...
I had an unpaid charge off for $125, it has now been deleted, but it was from late 98 and I got the Citibank cards 12/01
Credit Bureau Services of NH. BTW I think the reason why I'm so sure he could get prime is I got 2 Citibank cards with a 580 score.
His scores are all decent, could be better but I am satisfied with the result I have gotten in 4 months. He's tried Citibank (pulled TU), State...
Anyone? What would YOU do? Sue? Search for a lawsuit elsewhere?
Debtor Alert's response to my email The Debtor Alert website hosts only business to business debt, not consumer debt. Our legal policy and...
Ok hubby called TU about 20-30 days ago about that repo (they had reinserted without notifying) he had it "investigated" On 3/8 (about 10 days...
Unfortunately, no. Its a long complicated story. He signed for a loan and then forged his ex-wifes signature as a co-signer (his ex wife and I are...
A friend of mine purchased a car a few years back, he never made a payment on it and obviously it was repossessed (sp). Well the CA decided to...
Doc- Excellent point! Robin, your best bet at this point is to study your STATES consumer protection laws. In my state if the FDCPA doesn't cover...
The "this is an attempt to collect a debt" part is not a violation, if that were NOT on there it would be a violation. CA's are required to put...
Glad to know I'm not the only one!
Let me get this straight, they sent bills to your wife, but placed this on YOUR report for non-payment? Who has the insurance, you or your wife? I...