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I'm in Manchester!!!! Ok I don't think, by law, MBNA has to respond to your validation. Only a CA would have to, not the original creditor. Also...
Joer- has the CA marked it on your CR's "disputed by consumer" (or something like that?) If not its an FCRA violation, I believe it would be 3...
Gillian- I would dispute all of your late pay accounts (as well as that screwy CC chargeoff). Ok First off who are the late pays with (CC...
Ok heres what I would like; 1. Dont ask for SSN# (lol) 2. Take your time and don't rush people through questions and such 3. COURTEOUS STAFF,...
I just cancelled my FCNB card that was almost 2 years old and I gained about 15-20 points. How did you get to platinum on Providian? I have had...
Find the FTC staff opinion letter from "Wollman" (I believe not positive) In that letter he states that a computer printout is NOT validation....
I disputed it the day it showed up, about 30 days ago. I JUST disputed it with Equifax 2 weeks ago, and I havent disputed with TU yet cause it's...
HOLY CRAP!!!!! I haven't even filed suit on them yet!!! Maybe my threats did it, or they were too lazy to verify. EXP said they didn't respond. My...
Msjackson, I'm not sure if you are just waiting for someone to say what you want to hear, but the advice you have been given so far, well I would...
When I applied with them I had a 684 TU score and got denied due to too many inquiries, at the time I had 6 (mostly cause Citibank BDD cost me 4...
Congrats!!!! Did ya get any buckaroos?? Good luck with Chase, but I don't think you need luck!
Ok were you 30 days in 3/98 then 60 days in 4/98? They may have missed those late pays or never reported it. Also you must have made a payment in...
Keepmine- My CR CAN be fair game, the only other thing that was a problem was in 1997 I have a 120 day late, oh and Experian reports a 60 day...
I don't want to harass my lawyer with questions , but I haven't paid him yet. Anyway, I applied for a $2000 CL increase and got $100 (Providian,...
I've actually had the same thing happen to me, but to my benefit. I got my Citibank card in 12/01, and they started reporting right away, I have...
Personally, I wouldn't raise an issue with it. I called TU on this once before and I was told the creditor decides whether or not the verified...
Well there is a 50-50 chance that the landlord will report, but I would expect the worst and hope for the best. As for 'words of wisdom" all i can...
I would file a police report on him for fraud. If she did NOT open the accounts, and he won't help, hen screw him, literally!!!
Just set up a new account :)
I just closed my account with them and they didn't even try to save me as a customer or even ask WHY I was closing the account. I opened it in...
