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Hmmm......I remember someone saying that if something is DELETED that the CA/creditor/whoever has to CERTIFY (not sure how diff. it is compared to...
Doc- "Get Damaged" LOL I was wondering if LIVING on the creditnet chat board and being forced to speak to a "Doc" everyday is proof of mental...
Re: ASSet Acceptance VIOLATION ques They did the same thing to my hubby for a repo. Hubby called and said *I* can't locate them, *I've* lived at...
If you sent any type of validation letter to the first CA, they are to stop all collection activity, which means no OTHER CA is allowed to collect...
I went to start a new investigation for hubby and the message was gone and so were the collections in question BUT 2 days later we got the updated...
Do you happen to have your bank statements from 6-96 and your credit card statements from then? They will send you some cheesy printout with a...
Re: Can they legally do this? So what about our "RIGHT" to dispute it? Is it 30 days from when we find it on our reports? This is so unfair!
You can request validation at anytime, the FDCPA covers you under the first 30 days. So if you request within 30 days the CA can't: try to collect...
Re: Can they legally do this? Love- I have filed a suit against a CA and I have 2 counts against them for this. I was never given the...
I guess it's just my paranoia. I have seen 2 friends have their homes foreclosed on cause they bought a house with JUST ENOUGH left in the bank...
614 Fico w/high balances and LOTS of inquiries, also an R5 (4 years old) Reasons: Last deliquency date unknown or too recent, too many inquiries,...
Re: ASSet Acceptance VIOLATION ques Girlie- I've come to the conclusion that there is no fast way to clean this up! Collectch got my validation...
Ron & Love: What were your scores when you were approved. Hubby has a 627 CE score, but I think it may go up, Providian has 2 days to respond to...
Thats what the CA said to me when I was talking to them! While I'm paying my bills I guess I should be paying other peoples bills as well! Any takers!
I know, the lawyer said it can be considered harrassment too!!
Ledo- I wasn't saying I want to put 20% DOWN on the house, I was saying that I won't buy a house unless i KNOW when all is said and done, closing...
My email to Innovis has been sent!!! Just waiting for my ammo to jump on into the class action!
The $64,000 question. I tried to find that out but I couldn't, the doctor wouldn't give up the info, but I DID find out that they pay the CA 35%...
They have to contact the original creditor (dentist) and get the proof from them. It's my understanding that MOST Ca's dealing with medical bills...
I'm gonna eat them alive and spit them out, then hand them their a$$es in a picnic basket!! I hope this lawyer takes the case pro bono, if not I'm...