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Ok Doc You asked for it.... You FICO supporting quack!!! Sorry I couldn't resist. ;) KHM
Christi- I know this may sound ridiculous, but did you ever think about having someone CALL the CA (say your hubby or mom). Have them say "my...
Mind- They pulled TU and at the time I had a 540, but I called right away for recon and told them I had a letter from a creditor saying delete an...
YEEHAW!!! I called asap and got my very first BT, 6.9 for 6 months (didn't ask the go to rate)!! Providian just got introduced to my sock drawer....
Thank you Breeze, I did the search like you said and it came up with 900 LESS than when I was searching..lol. BUT all the posts said "write a...
Me AGAIN...sorry. What do I write in my demand letter? Is there a sample one I can work with? Basically I want (demand) that NO ONE can EVER try...
Re: Witten Innovis PROOF!!! We should ALL go to the FTC website on one day and file an online complaint. I would assume seeing as Greg got an...
Mind- I thought that too, but it's not. The SOL can only save you from a judgement. It can report for up to 7 years, I think 5 in NY? KHM
If you want to pay it, but don't want to confirm it's yours say, "I can't remember ever owing company A, and I'm not sayig I do or don't but, I am...
So here's what I found... The letters I receive come from Woodland Hills CA. but I am afraid they will ignore anymore CRRR so to cover all...
Christi- Is your banka credit union? I have a savings account, but it doesn't report and it's just a regular bank not a credit union. So if I go...
It may be time for a lawsuit, especially if you have the old reports with the 60 days late and then the ones WITHOUT! Keep everything, fax...
George- Collection inquiries are permissible. It sucks cause CBC hits hubbys report every month twice on the same day EVERY MONTH!!!!!!!! KHM
A friend of mine consolidated her CC's into a loan and her score jumped about 80 points, her total CC debt was $17000 and she got a loan for...
I got a good deal on my pillowback couch and LAZYBOY, $26 a week for 18 weeks, cost me $450, *I* think it was well spent. I've had them since 3/98...
I've seen a lot of people posting about getting a $1000 secured loan. I'm curious on how to do this, just go down and set it up, or is it called...
Mind- Was one of them for Collectech, for some reason they accepted mine (I sent it 12/12) on 12/18 and they refused hubbys (Sent 12/6), I just...
Another dumb question about Collectech... My hubby ALSO had an acct with Sprint which is being collected by Collectech (same situation) BUT they...
At the bottom of my TU report it says send $5 and we will "investigate" whether we can report this tradeline/ Save your money. You DON'T want a...
Love- If you're impatient like me call back tomorrow (or Monday) and tell them you wanted to make sure they got the fax for recon. While you're...