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I jus did that today with Cap One. I gave them the I was 18 and stupid and didn't realize how being so foolish could hurt me and others (meaning...
Erica you ROCK! After reading my original post I fogot to mention that it is NOT on my CR YET. They do report, they are the ones reporting all...
Apparently I am a total moron, I did a search here and on the WWW and I can't find a sample estoppel ( I don't even know what that is) does anyone...
I paid off several of my charge accs. and it doesn't restart the 'clock' it shows to fall off 7 years from the last date of delinquency. KHM
What happens if this happens? How long do I give them to respond? How many letters should I send to 'validate' before I start taking CRA action?...
If you had a problem with one particular person then take it up with that ONE PARTICULAR PERSON! Don't drag the whole crowd into it! KHM
It is definately a FICO factor. When my hubbys charge off showed up on my report (I was reported as an authorized user) it knocked about 50 points...
Re: Discussion: BEING HELD ACCOUNTA There are TONS of people who check out this board, I would say most of us agree that 7 years for a stupid...
I have 2 charge offs that are paid and I'm having a heck of a time getting rid of them. One of them is Capital One, that will fall off in 2/2003...
I was going to do the same thing and I was told not to do it. So I started from the beginning, I sent the validation letter (about a week ago)...
I just got off the phone with them and I added my hubby as an authorized user. They never asked for his SSN#, but the woman told me 'they' have...
I would write back saying: I am in receipt of your letter. I can not pay the amount you have stated due because that would be a violation of my...
I have disputed and disputed, the one thing I forgot is the card that I have had the longest is with Providian and my hubby has a PAID charge off...
I thought the board was about credit TALK not just 'issues'. Erica who's Frank...lol KHM
My hubby has rotten credit I believe his score is a 487. He has 5 negative accts. they total MAYBE $2000 (all of them are paid and they were all...
Re: Discussion: BEING HELD ACCOUNTA I definately think 7 years is much better than 10 or 12. I honestly think each item should vary. If it is an...
Re: more gas price stories I run a gas station that a friend of mine owns. Its really sad but prices are WAY down and now he's making about 30...
1. Don't eliminate them, but who came up with this 7 year rule? Does it take everone 7 years to figure out they made a mistake? 2. I think that...
Actually they talked to me about my hubbys report (before he had the fraud alert put on) then when I called after the fraud alert all I had to do...
Re: EQ, EXP or TU... Which is easiest I can't comment on inquiries as of yet, I just mailed out my first batch to Eq and did TU and EXP thru...
