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There is little or NO BENEFIT to with regard to your credit score for payment. Your credit score will likely remain unchanged unless the item(s)...
If they have local counsel, just talk to the local lawyer and propose a deal. The lawyer is motivated to dispose of the case. You are likely to...
Settlement Most creditors will settle for 30% on charged-off debt, especially if it has been some period of time since the charge-off. They...
I can confirm Discover and Chase definately report AU's.
You need to find out if the person the judgement against was ever served and if the judgement entered was by default. If you were never served...
Settlement There are a lot of questions to answer first: 1. Is the debt within Statute of Limitations (is it enforceable)? 2. Why do you...
US Bank Its definately the collection department at the bank. When they first refused to put this in writing I then called the COO of the bank....
Credit Scores Absent any other information about the consumer, having information and using it with regard to the aggregate credit history of the...
C Level Execs Take a look at finance.yahoo.com and look up stock symbol BAC. The head executives will be listed there. I generallly don't use...
I work for a company that approached us for buying very old (both in and out of SOL) from us. Their pitch is quite appealing to the creditor,...
With B of A - write them, not directly to the department but rather a C-level executive. The "executive" department will handle your request -...
I am trying to help a friend work out an account with US Bank Here is the situation: 7K is owed and is between 150 and 180 days past due....
I work for a company that employs our own internal credit scoring. We do not use any bureau scores (FICO, Beacon, Emperica, nor any others) - but...
Find out EXACTLY when you closed the account. If the SOL is a defense, respond to the NAF with an expired SOL defense. Send a validation...
I am able to make 5 pulls per day on PG. Is that what everyone else can do? Thanks...
The rebate on a card isn't taxable. Period. Its not income. Its a "give back" of money you spent that was already taxed as income.
Re: Re: Re: List of AU that do report to CRA! I am an AU on an MBNA account. They do not report. It is a platinum plus card.
Re: Re: Experian *B* Discussion Butch, I agree. I opened this post to see if we could gather data points and surmise if there actually is a...
To get rid of Premier, just call them and tell them to close the account. Thats all it takes.