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Amex called today and let me know they approved a Delta Skymiles with a 5,300 CL. I live in NJ and they pulled Experian. I have a 689 score on...
Applied today with Peoplefirst. I live in NJ and they pulled Experian and Equifax. My scores are 689 FAKO and 701 FICO respectively. They...
Hi, I am in Manhattan and could obtain the forms. Could you email me privately so we can set up the details?
I would dispute the items. Perhaps "payment history inaccurate" or something vague like that. Look at each item and see if there are other...
Quixote, If I can get this working, I will be happy to share. I just need some information that Doc may have. I was locked out of CE and was...
Allen, Your report is updated in real time with Experian. If you have CreditWatch just log in and you will see all the removed information is...
Quixote, I tried. When I go to email Doc.. I get an error from the website. I will try again...
Doc, I was wondering if you could email me. I think I found something that could be a new trick to dispute EXP inquiries. Could you send me...
Allen, You refused the install. The installer was probably upset because he is paid on a job basis for SUCCESSFUL installs. Just call the...
Experian will delete the bad addresses over the phone. If you are wondering where the addresses are coming from, ask the representative. The...
Kris, On Equifax anything that has Equifax in the name of the company is a soft pull. These are generally disclosures to you and are not...
Walker, Creditors can report an account, especially a collection, to the bureaus at any time. The creditor may report to only one bureau, but...
Check your report carefully. I had an increase of seven points in one day because Cap 1 reported and my utilization percentage dropped 2%.
A tactic you can use is to close the account and then dispute the account as not mine or payment incorrect AFTER the creditor has stopped...
Perhaps you could tell them the license was expired or revoked by the state. No further information should be needed. Another approach...
Not to go off on a tangent, but... Have you considered talking with a small business banker at a small to medium size bank. If you can show...
I have only four hard inquiries and all are over 45 days on EQ. The only bumpage I seem to get is Equifax entries and AR's. Are others...
Today I was able to dispute inquries over the phone with Experian. I had to ask for the "Special Services" unit or the fraud department. After...
Re: details of my lawsuit today - l Kelly, Before suing the CA that's double reporting be sure to dispute with the bureaus first. The...
The Judge was within his/her rights to ask for justification the suit should be in his/her Court. The FCRA calls for a Court of "competent...