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LB, Remember you owe them 1600 less any payments you've made. They are under no obligation to accept less. If the CA has filed a lawsuit,...
Since this is a charged off 12 year old account, does the CA have a right to do a hard inquiry on my file?
Are CA hard inquiries a legitimate permissible purpose for pulling a credit file? NCO Systems keeps pulling my file and claiming that they are...
FYI I'd complain to the regulatory agency for this company. Its a violation of Federal Lending statutes to require the purchase of credit...
The important thing is to know your rights. In most states your home cannot be entered for a civil judgement. This guy is just feeding you a...
Equifax is a conglomoration of subsidiaries. Some subsidiaries allow online investigation, some do not. Its just the way EQ is. If you want...
Re: help understanding this charge off. Call the creditor and gripe. That is usually pretty effective.
FYI The credit bureaus do matching for collections where they don't have your SSN by previous addresses. You do have the right to delete or...
Re: USPS Special Mailing Services How about sending your notice both regular and certified mail. Perhaps you can look on the web and find a...
Re: Score Rockets during dispute WT I also applied for Juniper and Citibank. Neither instantly approved my request. "Further processing...
Re: Score Rockets during dispute WT Holy Smokes, Just also got approved for an Amex based on my EQ report. Even if temporary am I loving...
Re: Score Rockets during dispute WT Applied for and recieved online a Target Visa @ 15.9% with a CL of $1500. Confirmed that they pulled my...
TL, If you want to have this removed or at least have an excellent FCRA case against the City do the following: 1. Write them and ask for...
Very interesting. Equifax does have the right approach. Anything disputed should not be included in the score. Now, anyone know where I can...
I pulled a score on EQ on 4/15 (589). After disputing a few incorrect items with Equifax the score on 4/17 jumped to 657. The FICO reasons...
Andrew, Dispute the account with the CRA. Collectors are the worst at keeping records. Many don't want to be bothered verifying information....
Re: Can't get rid of ANB/Citi accou Its a good sign that they couldn't provide any information over the phone. On closed accounts many companies...
Dancer, I wasn't certain if there was a visitation order or not. I've been through this and just wanted to provide an explanation to the...
Re: Can't get rid of ANB/Citi accou Have you asked them to send you a detailed accounting of the payments? The idea is to see if they can send...
If you indeed did pay for the service and can't use it, that is additional damages for you and is additional information for the Judge. In most...