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When I had scores similiar to yours I applied for a Citgo card, big fat denial.
I just checked out the website and sounds like a great idea, BUT if you don't have enough for a downpayment why would you want to buy a house?...
I would just call him back and say, Sorry I can't afford that in such a short amount of time, BUT I can pay $xx by xx/xx but ONLY if you change...
Christi- What about sending Mr Cooke a counter offer? If you pay in full, they remove ALL negatives and keep the tradeline open, but a secured...
I settled my account. I never paid in full, I only paid half and I got an R5 rating.Hmmmm
This sux! I called Exp today to tell them the situation behind all this, and they said send all my documents, ok fine by me. I said well what...
I fax things to certain CA's. 1. ONLY if it's a long distance call, that way the phone bill is my proof as well as my confirmation page. 2. I...
PFB Cap One, I had a paid charge off it was paid about 1 year AFTER charge off, and it charged off in 98, I PFB'd Mr Cooke in October and he...
Sam- That's too funny! I had a dream last night that Collectech called and said they were FedExing a check for $10K and they said "this will come...
Was the CA for Sprint Collectech? That's who I'm dealing with and they are ROTTEN! If THEY are the ones reporting it, send them the validation...
It's a $1000 violation BUT because of it, you were denied credit! So you can sue fir punitive damages, so I say go for the $3000 and DONT back...
Call the CC company and tell them this. Ask them when you were added to the account (if it was when it was opened or afterwards). Tell them it is...
Darkdoj- Your email is turned off! I haven't written to them for a report, I have only called, but I'm willing to pay a lousy $4 for CRRR to...
Uh Doc? She said it was paid off. :)
Dakota- In case someone doesn't answer you with a definate answer, I will let you know after my small claims suit against a CA. They placed 2...
Any takers on this one?
No it's not marked as disputed, it shouldnt even be on there. I disputed within the first 30 days and they NEVER sent anything, but more...
Two separate issues here: 1. Collectech has now placed this disputed collection account on my CRA's. I have them in 2 hard violations of the...
Terri- I am DEFINATELY up for Ohio! Maybe a little later in the year, so we can all go to Kings Island (whatever the name of it is) and go to...
Ok Big Bad gambling addiction in my family :(. Plus it's too short on the notice. Any east cost people that DONT want to go to vegas want to meet...