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whyspers, I would just remember to keep your balances low, like around 25-35%, if possible. It's hard to do when you have relatively low-limit...
whyspers, Do you have the Target Guest card? If they check the bureau that has your 608 score, you should be good to go, given your other...
*Whew* I was worried for a second... wajaba
Terrific! I can see the tradeline now: ACCOUNT CLOSED BY CREDIT GRANTOR. wajaba
I think Axsys National Bank (the issuers of Fingerhut's Credit Advantage card, or whatever it's called) is about to go the way of Next Bank, so...
I'm pretty sure it's: judgement: 7 yrs from the date filed paid tax lien: 7 yrs from the date released ...at least in Maryland. wajaba
Thanks for the input, jshimmer...unfortunately, I'm pretty much one of those borderline cases. With scores around 620-ish, I think that barely...
In general, how many months prior to applying for a mortgage should one be in "credit lockdown" mode (i.e., not opening any new accounts)? My...
Hmmm...I settled with Cap One in a manner very similar to Mediccc24's case, and was later rejected for a secured card based solely on "past...
Interesting read. It's kinda funny...the "Reasonable Procedures for Achieving Accuracy" and "Information System Design Parameters" sections...
Beaker, I know what you're talking about; I'm from the Baltimore area as well. I remember when the IT job listings in the Sunday Baltimore Sun...
Thanks, KHM. Seems like one way to get a free report, if nothing else... wajaba
This may be old news for some, but apparently EQ is no longer doing anything with employment info on their reports. They're not not including any...
Ron, How difficult was it to get the Eddie Bauer MC through FCNB? Do you have a rough idea of what your scores were at the time? Thanks,...
Something to keep in mind about the Wells secured card: currently, the credit line, or any portion of it, never becomes unsecured. You get your...
Not yet, but I will soon. I'll let you know how everything goes... :) wajaba
It's with Wells Fargo Bank Nevada, N.A. wajaba
chelechele, Don't know if this will help, but the text below was taken directly from their own website (specifically, from one of the screens...
author_22, Holy crap, that's great! What was the approx. time frame for all of this, like the time you sent the letter & filled out the...
It's a shame that they're closing. I'll miss paying 49.95 for paper towel holders, or 499.99 for a Reagan-era stereo. wajaba