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I was a benefactor of "bumpage" on TU. You can always dispute with the bureau directly. If its TU or EQ ... try the bumpage method.
Jenasea, Did they show you a form that you signed that you would be financially responsible and an itemized list of the charges? This should...
If you approach most people and ask to work something out, they will avoid Court. Plaintiffs don't want court either, just their money....
It IS possible to clean up a very bad credit report. Verifying with the CRA's is only the first step. There are many different approaches to...
Pulled my TU report and one collection inquiry (NCO SYSTEMS) was deleted from 01/02. My Fake TU score and FICO scores both rose 25 points.
I agree. Let them monitor active consumers. Hopefully they will change some of their anti-consumer behavior. In fact, I think we would all...
Your credit history is probably shorter now. Anyway, at least creditors won't see that BK.
First, call them and ask if any items are in dispute on your report. Sometimes they don't show up on CW. Second, if they didn't do their job,...
One key point: Remember the CRA's MAY keep information for the prescribed periods of time in the FCRA. THEY DO NOT HAVE TO MAINTAIN ANY...
I have found at about 85 inquiries one starts to experience bumpage on TU. I have lost 3 hards so far this way including on collection inquiry....
I am having the same problem on CW. They must have made a software update, even the screens look a bit different. Back to one pull a day it...
I have had the same experience with TU. All the pulls I have done are recorded as softs and I have yet to see any "bumpage" Has anyone had...
Jenesea, This is all pretty confusing. Can you list the various accounts, how old they are and on what bureaus they are reporting? If we...
Its not illegal for the creditor to ask anyone for "information" as long as they don't disclose anything about his debt.
Unless you are in a hurry try the OC's first. Many of them might give a goodwill adjustment if you ask nicely first. Give them a chance first....
Have you considered applying with Chase? They exclusively pull TU reports. If you have no derogs and a decent score, you will probably be...
They pulled both EQ and EX. They looked at both. It may be different in your state. I am in NJ. The Ford dealer came up with 5.99% and...
Pull your TU report on the TU website. Just say you were denied credit in the last 60 days and you will get a free report. They don't...
Peoplefirst is an auto lending company. My wife and I need a new car and the 5.49 for 60 months (excluding the 0% incentives now active) was...
APPROVED!!!! 5.49% for the 28K that I asked for. Took less than an hour.
