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Just applied for a Banana Republic card (I buy so much stuff there, that it's worth having the card for the free shipping) but was denied. All...
I have a $200 debt with an OC, DOLA is 3/2000. In 2002, I noticed that a CA had placed this item on all three credit reports with a past due...
I just received my new Chevron gas card and was wondering if I'm able to use this at any other gas stations besides Chevron. I know that Chevron...
really quick question ... if the original creditor is in California, the CA trying to collect is in New York, and I reside in Virginia - which...
For the past few weeks, I have been receiving 5-10 phone calls a day on my cell phone from the same telephone number. When I answer, all I hear...
About a week ago, I received a notice from a debt collector (CSC in California) claiming that I owe them $150 from 3 years ago for a debt that I...
I just applied for and received an unsecured Household credit card. Not a very good limit ($300) but with my current credit situation, I was...
I have a closed credit card account with Discover Card. The original credit line was $1000, but the balance more than doubled with the interest...
Monday when I got home from work, there was a summons for garnishment wedged in the crack of my front door. This is related to a judgement that...
I sent two CRRR letters back on Feb 12th. I received the green card back for one of the letters, but have yet to get the other one. When I punch...
I just got off the phone with Mr. Cooke at Capital One (my one-year review), and in the course of conversation he told me that the company has...
I was wondering what would be a good, realistic amount to ask for when negotiating a settlement on a charge-off. The debt is mine, I know I need...
When I was in college, I got an MBNA card with a $700 limit. After not being able to pay them for three months in a row (I was completely...
I recently moved into a new apartment and the second I step inside the door, I go from having 6 bars to having 1:( not good, since I use my cell...
my cap one secured card was activated on 2/20/02 ... do I have to wait exactly 6 months until I can ask for an increase - i.e. 8/20/02? normally...
I've got a secured capital one card, which I applied for back in October. Since then, my credit reports have improved dramatically. I'd like to...
I have an unpaid chargeoff with MBNA for $500. They have since sold this account to a CA. When I first ordered my credit reports, all three...
I'm about to buy a car and am planning on using my mother as a co-signer. My scores are on their way up, but still not good enough for the prime...
After having Experian investigate one of my accounts, they updated it on my report to "no status" (instead of charge-off, paid collection, etc)....
