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I received a demand for on a old debt from a JDB. I promptly responded with a validation request via CMRRR. I have received return postcard and...
We all know FICO scores are something of a black box. But, there's one problem with them that has bothered me for some time and seems like a fatal...
I just tried to pull my Equifax report via CreditWatch and received "Due to an internal error in our system, we are unable to continue processing....
I have been dealing with a Capitol One account for a relative that was settled for 60% of amount due in 12/97. The account shows on reports as an...
I sent a validation request to a CA after receiving their "initial notice" letter. My letter clearly states that I wish to receive communications...
Last week, I applied for a Virtual Bank credit card because of the 7.99% fixed rate. My scores were 725 EXP, 705 EFX, 700 TU (no derogs on...
I've been helping a relative with her credit reports and have had great success. However, there is a set of old late payments from Jan 96...
I recently applied for a new platinum credit card and have received a letter asking for a recent utility bill to verify my address. Does this...
I have an old (last activity more than 8 years ago) student loan. Total amount of loan was $2500. This loan does not show up on any of my credit...
I have read good things on this board about Generations Bank, especially that they don't report to CRA's (giving a "hidden" CL). I have been...
A quick qustion for the group. I applied online for Amex Blue on 1/11 and was approved "pending some verification." They pulled EXP and my...
I applied for Amex Blue back on 12/18. Amex pulled both my Experian (738) and my Equifax. At the time they pulled Equifax, there was one...
When I got my Privista update of my Equifax report this week, it showed that Equifax had CHANGED MY SSN. I certainly haven't requested or...
For those just starting the repair process, I thought my results might be encouraging. I began my project in mid-August. So, far my results are:...
Some of my credit profiles look better than others. In my case, I have no negs left on Experian, but a couple on Equifax and TU. Is there a...
I have a small collection listing from 96. I sent request for validation in Aug and received no response. Sent estoppel in Sep and received no...
I'd appreciate any insight from the group on this situation. I have a Collection Agency reporting $275 from 4/1996. I sent them a Validation and...
I would appreciate the advice of any gurus on this situation. I sent a validation letter to a CA BEFORE they had placed any entry on my CRA...
