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Yes, they could. If they obtain a judgement and filed it in the real property records of the county he lives in, the lien attaches itself to any...
Question - My husband and I worked really hard last year to clean up our reports in anticipation of getting a mortgage. We were successful in...
We closed Feb. 28th and our lender pulled for the last time on the 15th. They did not pull again the day of closing, although it can happen. We...
We got a conventional loan with 5% down with scores of 630, 660 and 735 and a 6.875% rate. I understand FHA is a little easier to qualify for. We...
Yes, it is free and very easy to cancel.
Just an FYI on what scum Asset is. I sent a validation letter to them several months ago followed by the estoppel. They finally sent validation...
Re: Mortgage ? re down payments... We also had the same problem...have about $10000 total to spend on downpayment and closing costs. What we did...
I am in Texas too and the Equifax affiliate I have dealt with is: CSC Credit Services PO Box 674406 Houston TX 77267 (800) 759-5979 I'm...
My husband and I started our repair journey in October. At the time my scores were in the low 500s and his were low 600s. The bulk of the derogs...
I would say wait a couple of months and dispute again. Are you sending demand letters to your individual creditors? If you send a few letters...
The only thing I can think of is that you have to go through one of the regional offices. Equifax pulls info from regional databases, I'm in Texas...
If you have proof from them that the account was closed, send a copy of the documentation showing a zero balance to the credit bureaus. And you're...
I may be wrong but I belive creditexpert pulls Experian. In any case, the difference between my two scores is about 20 points, with the...
We're currently in the process of getting a mortgage. Our middle scores are both around 650-660, our broker told us anything over 620 is great....
Capital One reports authorized users. I started out as an AU on my husband's accounts and after a year he called them up and asked to make me a...
My opinion...do it yourself or use a service where you mail the letters yourself. You would be amazed how these credit repair people can screw up...
The only other thing you could do is dispute it with the CRA and hope the CA doesn't verify. It's a matter of luck. I've had paid collection...
my husband got an automated increase of $1000 on the gold card, this was after having the account open 9 months with an original credit limit of...
Just to add my 2 cents...I have had one paid collection deleted as well (in the interest of full disclosure, using Mr. Bauer's services too,...
Oh, thanks drmgirl6, I had no idea. I will give it a week or two since I am waiting on some dispute results, so I will see what they send me and...
