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It has been well documented that disputed accounts are not factored into FICO scores. I totally agree with that for Equifax but I don't know...
Yes... These are some real winners. I had a $227 Directv collection from about 2 years ago that suddenly appeared on my Trans Union and Equifax...
Does anyone out there know of any good credit cards that only pull from Equifax? I live in Atlanta, GA and my Equifax score is 660. I need a...
Does Experian have the right to refuse to investigate an item if they have investigated it before? I thought I read where CRA by law were...
Thanks for the reply. I tend to agree with you about closed accounts. I have heard more than one person say that closed accounts do not count in...
I believe that.... Ha! Ha!
I have two questions regarding FICO Scores and I would greatly appreciate any thoughts anyone has on this. Question 1. If you have a closed...
I am having a hard time formatting this so that it is readable without using a Word document. If anyone is interested, I will email you the...
Sorry..... I had this all formatted and now its scrambled.. I will try to clean this up....
I thought I would share my FICO score analysis from Equifax and get your thoughts on why my score flucuated from 537 to 624 to 554 in a matter of...
Is this legal for Eperian to do this? I have a 5 year old chargeoff from Discover. I disputed this with the big 3 and all three deleted the...
Yeah... your right about maxing out credit cards being a score killer. I did't know that until recently how much it was killing my score. The...
Greg, You have a good point... I didn't give enough detail in my post. I have been working on my credit for about 8 months now. I have...
My broker is aware that I am trying to clean up last minute credit details. Her strategy is to use some sort of rapid investigative technique (I...
It was because of stupidity on my part. I bounced two checks within a year that I used to pay my Providian account. I payed ontime for a year...
I am applying for a mortage loan Dec 1 and I have a question. I have four credit cards that are almost to limit and I know its killing my FICO...
Does anyone know the answer to this one. I know that when you apply for a mortgage they run a credit check on you and get your FICO score and...
Bkev, You provide some great info..... Thanks for your input. I have a question about Credit Scores being affected by disputes. I...
Thanks for the reply bkev! Yeah... Hotlanta alright. I currently live in Kennesaw and work in Buckhead.... I spend an hour coming and going in...
Hello everyone! I really enjoy your board. It has been a long road restoring my credit and I owe a great deal to this board....
