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Will the credit union give you a secured card??
While you are deciding who to pay. Are both the O.C. and Collection agency reporting the debt? You can get the O.C. to show zero balance if the...
Midland can not list the item as both a collection and a judgment. It's either one or the other. Midland's entry on the report as a collection...
So are you saying you sent letters to the collection agency stating what happened? Did you also contact both you and your husbands insurance...
By removing the late payments on your credit report your score will definitely increase. You should send dispute letters to which ever credit...
So, did you get a summons?
What does your insurance provider say about this?
I would call, maybe they are ready to negotiate a settlement.
I would call, maybe they are really to negotiate a settlement.
There are 3 kinds of scores. Mortgage, consumer and auto. Each one is different, but I think they use the middle score. Why don't you call...
When did LVNV get the account? Also, is the original creditor and LVNV funding both showing balances?
The FTC states that when a consumer asks for validation it should come from the original creditor. Not something they typed up & you didn't ask...
They continue to pass the debt but they can't renew the date. The date of first delinquency before charge off will always start the date that...
The score usually has to be 620 or above (the middle score).
Just make sure it's done within the 45 day period. Good Luck
The original creditor sold the account to a CA, so to contact Cap One is to no avail. You have to deal directly with the CA. What was Arrow's...
HSBC/Orchard Bank has a secured card that is specifically for people who have either negative debt or no scores at all for whatever reason. I...
Cash would be it! Also, getting a secured credit card, keeping balance at 30% of limit and paying on time every month, will drive scores up. She...
Do you belong to a credit union? If so, go ask them if they can help.
Have you made the request from the CA's ? You need to send a validation letter to whichever CA has the cc accounts, and send it certified return...
