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I would say your best bet is to not 'refresh' the debts by making payments on them. I would also suggest that you be proactive in the lending...
Re: Re: Bank1/1st USA & Wachovia/MBNA Two questions: 1.) How do you determine what sufficient income is for your credit lines? Is it...
Re: Re: Wachovia issued by MBNA It's all so incestuous isn't it? Thanks for the info, I had no idea Bank 1 and First USA were one and the...
Re: Wachovia issued by MBNA I've had my card for quite a while and mine did not switch to Bank 1 so I guess that these cards are spread out...
Oh, 4-5x annual salary? Wow. I think we're approaching the 2x annual salary figure. I just read that some lenders will consider you higher risk...
I am wondering if any of you experts out there know if there are any guidelines for how much you should have optimally in combined credit limits....
My H and I just sold our house on 4/15 due to a job relocation. We're not in the market to buy a new house just yet as we haven't had the time...
Re: Wachovia issued by MBNA I'm not sure about MBNA, but my Wachovia Platinum card (can't remember if Visa or MC and too lazy to look) is...
Thanks for replying. I was afraid that would be the answer ;) What can I say, I was just hoping to save a few bucks! (But it's not worth it if...
I am looking at the 3 in 1 plus score power report offered through Equifax and I was wondering if any of you guru's out there have verified that...
If it has a $0. balance how/what would you pay? I think in that case the loan officer would ask you to write a letter of explanation.
Also, if you get a letter from Ford keep it and give a copy to your underwriter when you apply for the loan. The nice thing about Home Equity...
I've never heard of a split report - how large does your file have to be in order to have one? And, what kinds of problems have you run into...
I think you're pretty safe with prequalified. But I don't think you can be 'approved' for a mortgage until you actually find the house. Even if...
Did the school ever figure out what happened to the student loans (do they show up anywhere at all?) Often, the school itself is not the lender...
Nope, he has to rehab while he's in Delinquency. Once he pays it he's no longer eligible. I know it's extra work, but I would suggest he hang on...
Girl Geek in training - (mostly) full time college student I quit my last job a couple of years ago to (finally) return to school to get my...
Oh dear. Well that might be a problem.. if I were you I'd watch your reports and see what changes happen. Who knows what the CA meant by 'update...
It wasn't clear from your post what your wife asked for...?
I'm sure you've all ready thought of this (great letter, btw), but make sure that whatever the manager agrees to is faxed to you in writing.
