Hello All- I must say that I very, very, happy right now. I applied on my husbands behalf for the Citi Advantage Card after seeing SAM's name all over it. Anyway I applied and was totally shocked when the approval appeared with a $9000 limit !!!!!!!! So then I waited and applied for the gold card about 15 minutes later because I had to get over the shock and was approved for that one as well with a $9000 limit !!!!!!!! Then I applied for the Helzberg Card and was approved for that with a $2500 man I am so shocked. O.K. here's the kicker my husband has perfect credit and I have SH**TY credit, so my question since I made myself an authorized user will this help my credit. Thanks SAM and others I am truly happy. Keisha "Waking up from a credit nightmare" By the way I live in GA and they both pull Equifax.
shitty credit = anything bad. Keep working equifax till the end of time with online disputes. i have 15 good and 2 bad and im still living shitty credit. It just takes time or disputes to make them go away mbna,amex = big f.u. whenever i apply, yet i have 20K in lines from other more lenient (citi/cap1) folks. Oh well, their loss.... but yea get on AU , i am a firm believer that more postive tradelines vs negatives is a good thing.
