1 coll + 1 utility + 1 inquiry = 19

Discussion in 'Credit Talk' started by Andrew, Feb 15, 2002.

  1. Andrew

    Andrew Well-Known Member

    Just got back my Experian dispute results from 1/30/02.

    Deleted:

    1 paid collection account, utility $18.00.
    1 late pay utility account.
    1 hard inquiry

    My score rose 19 points!!! My credit still stinks, but I'm getting better! Next stop, 600ville...
     
  2. milkmom

    milkmom Well-Known Member

    Great job!!! Is there anything specific that you used to get rid of the late pay for the utility? I am in that fight right now to get a couple of late pays off that weren't even late. I went on a bill plan and since they didn't bill me right, and even though I made the payments that I was supposed to each month, they would take me off of the plan then then say I was late because the plan started 2 or 3 months prior. I really would appreciate any special strategies that you used.
     
  3. Andrew

    Andrew Well-Known Member

    milkmom,

    I wish I had a secret strategy to share, but all I did was dispute as "never late". Sometimes it seems persitence is the name of the game.

    Good luck and keep going!
     
  4. milkmom

    milkmom Well-Known Member

    Darn it. My evil is foiled; there is no credit strategy!! lol Oh well. I am going to keep disputing it over and over again and hopefully it will come off. Thanks
     
  5. Goaldriven

    Goaldriven Well-Known Member

    What happened with your late pay utility account?
     
  6. frencheese

    frencheese Well-Known Member

    i'm confused...i read someplace that utilities weren't allowed to report to the CRA's...is this incorrect?

    briana
     
  7. jrjr35

    jrjr35 Well-Known Member

    they do in wisconsin.
     
  8. lbrown59

    lbrown59 Well-Known Member

    i'm confused...i read someplace that utilities weren't allowed to report to the CRA's...is this incorrect?
    frencheese

    *-*-*-*-**--***---=====
    Any thing but
     
  9. cibomatto

    cibomatto Well-Known Member

    congrats,,.
     

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