1. Apr 18, 2002 #1
   

   moneyhoney Well-Known Member

   Total newbie question, I know, but if a CA breaks laws and doesn't validate, can you just call the CRAs and have them delete the negatives? Does this mean it's a done deal and the CA can't come right back and put the negative back on? Do you not owe the money anymore (provided you really did owe)?

    

2. Today's Featured Deals

   Low Interest Rate

   Barclaycard Ring™ Mastercard®

   

   No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!

   CREDIT CARD WITH NO ANNUAL FEE
   Barclaycard Ring™ Mastercard®

   

   

   Bad Credit

   Credit One Unsecured Visa®
   for Rebuilding Credit

   

   Credit card for people with bad credit to rebuild credit!

   BAD CREDIT CREDIT CARD
   Credit One Bank® Rebuild Credit

   

   

   Bad/Limited Credit

   First Access Visa® Credit Card

   

   Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign nationwide. Get application response in 60 seconds.

   CREDIT CARD FOR BAD CREDIT
   First Access VISA®

   

   

   Secured Card

   Green Dot primor® Visa®
   Classic Secured Credit Card

   

   Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.

   SECURED CARD FOR REBUILDING CREDIT
   primor Secured Visa Classic

   

   

   Cash Back

   Credit One Bank® Unsecured Visa® with Cash Back Rewards

   

   Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.

   CASH BACK UNSECURED VISA
   Credit One Bank

   

   
3. Apr 18, 2002 #2
   

   gib Well-Known Member

   There is no law that says a CA must validate. They just can't continue collection activity until validation is provided. Reporting to the CRAs is construed as continued collection activity. Yes, derogitories may be reinserted, but CRA is supposed to notify the consumer within 5 days.
   
   Gib

    

Your name or email address:

Do you already have an account?

• No, create an account now.
• Yes, my password is:
• Forgot your password?

Stay logged in