HELP! How do I remove these 3 items from my credit report??

Discussion in 'Credit Talk' started by KMurad, May 3, 2012.

  1. KMurad

    KMurad New Member

    Collection Accounts: Accounts seriously past due
    Creditor Name: DESGN REC
    Account No.: HLTHMAM100217****
    Original Creditor: MED1 02 ANAHEIM MEMORIAL ER PHYS
    Responsibility: Individual
    Condition: Derogatory
    Original Balance: $78
    Balance: $86
    Date Opened: 04/21/2011
    Date Reported: 04/27/2012
    DESIGNED RECEIVABLE SOLU 1 CENTERPOINTE DRI 450
    LA PALMA , CA 90623 (714) 735-3000


    Creditor Name: CRED BUR SVC
    Account No.: 505096000067****
    Original Creditor: MED1 02 ATLANTIS EYECARE ANAHEIM
    Responsibility: Individual
    Condition: Paid
    Original Balance: $120
    Balance: $0
    Date Opened: 03/11/2010
    Date Reported: 02/15/2012
    CREDIT BUREAU SERVICES 120 CALLE IGLESIA A
    SAN CLEMENTE , CA 92672 (949) 493-5455


    Creditor Name: PROF COLL CO Add Experian and Equifax Reports NOW!
    Account No.: 181201310878****
    Original Creditor: 01 VERIZON WIRELESS
    Responsibility: Individual
    Condition: Derogatory
    Original Balance: $269
    Balance: $269
    Date Opened: 10/19/2007
    Date Reported: 01/31/2008
    Remarks: [TransUnion] Dispute resolved; customer disagrees
     
  2. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    You could try to negotiate pay-for-deletes with the collection agencies for the two debts that remain unpaid. For the paid-off medical debt, you may want to try disputing something that's inaccurate regarding the account through the CRAs. The CA may not respond, since they've already got their money, and it could possibly result in a deletion.
     

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