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I’m in need of help with the National Credit Systems, They gave me a letter saying I’m going to pay them off and this is what we agreed to settle...
Help! I need to know if this is legal and what are my options. In 2015 my vehicle was repossessed by Santander USA then sent to collections soon...
Hey everyone! I had an account that went to collections from Verizon Wireless because there was a cancellation fee that I was unaware of. A...
I'm in the process of trying to pay some old (but still within the statute of limitations for collections for my state) debts and clean up my...
Help! I moved out of an apartment a few years ago before my lease expired. I gave them notice that I could not pay my rent and longer and that...
Had to shorten title to fit but what I wanted to say was: How do I word a negotiation for a lump sum payment to settle an old collections...
I'll try to make this as quick to the point as possible! Basically I have reason to believe that someone in my family may have used my...
There aren't many lenders out there using the new FICO 9 Credit Score yet, but I'm curious to hear if anyone has recently worked with a lender who...
Hi All, So I paid a measly 15.00 to doctor's office, after having no luck / hearing anything back from the collections agency (First Federal)....
Hi again everyone, I thought I'd post my second question. A few years ago, I was renting from an Apartment complex. I paid every bill on time....
Eight weeks ago my credit score was 797, through fault of my own, not paying attention, lack of time etc, I let a medical bill I was making...
Hello! This is my first time writing to this forum and I could use some advice so I'll just jump right in to it. I'm 26, and my credit score...
I had an empty credit report. I'm rebuilding. I have a new credit card. Shortly after applying I got a derog from the JCB Enhanced Recovery for...
Background: I owed money on a car when I left the USA for a job overseas. I tried to sell it before I left but failed. I called them and did a...
Santander agreed to do a voluntary repossession of my car along with $500 to close my account. Unfortunately, I made this agreement with them over...
Hello, I have a credit card account on my report that was last paid in 2006. The original creditor is no longer on my report, but the account...
I have been researching and reading posts about repairing my credit and have a few things I would like to clear up. If anyone can help, please do...
Hi all, this is my very first post here and I really need help, please! My husband and I are trying to buy a home but cannot get pre-approved for...
Due to the time constraints (I have until the end of the month to pay), I haven't read enough to see if there is already an answer to this...
Hey all - looking for some advice about my gf's credit issues. I'm trying to help her battle this out.. Timeline and details below May 7th...
