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Hi all. Here's the draft I have for an Intent to Sue letter to Equifax. I'm going to attach a copy of the Complaint I will file in my county if...
As some of you know I have done all my credit repair myself. It was done online and only one actual snail mail was sent out in my venture :) All...
I have a relatively low interest credit card whose balance is near the limit. I am focusing on paying off a higher interest credit card. I was...
After getting a lot of BAD stuff off of my report, my focus is shifted to getting positive stuff reported on all three bureaus. For example,...
Hi, My Credit card does not appear on my wife's credit score. She is a authorized user and she carries&uses my credit card. My Credit...
If I were to refinance my car loan, would the original loan be paid in full by me? Would it do anything to my credit score?
The original creditor has charged it off (they wont pull it back). It is with a collection agency. Both are on credit report. Should I pay...
I'll try to make this as quick to the point as possible! Basically I have reason to believe that someone in my family may have used my...
There aren't many lenders out there using the new FICO 9 Credit Score yet, but I'm curious to hear if anyone has recently worked with a lender who...
Last year (July 2015) I got a judgment from a credit union for 17K. The jugment was issued in Virginia. My ex-charged up my credit card and left...
We've had some trouble over the last couple of years with staying up on bills due to some medical issues my son has, we had to output a bunch of...
Has anyone experienced getting denied for a new Chase credit card because you've had 5 new credit cards in the last 24 months? Chase is really...
I’ve read a few other forums with similar questions, but they didn’t quite answer my specific question. I had a rough year last year and had a...
Hi, I moved to US for the first time in my life, 6 months ago. I've got my credit card with $500 (not a secured one, a real card from Chase)...
After being married, my husband purchased furniture at Art Van, and it was financed through Progressive financial services. It never showed on...
So another chapter in "my bad credit life" includes a wonderful phrase from Verizon. They showed on all three Bureaus, and in one, under the...
Hello all, First of all--thank you so much for the wealth of information and support on this forum. So my credit sucks. Big time. I could go...
The following letter was posted by forum member Jon223 and was successful in helping him remove a medical collection from his credit reports:...
Hey Everyone! My name is Ben! I have been a reader of this forum for about a week now and decided to make an account and start asking some...
Eight weeks ago my credit score was 797, through fault of my own, not paying attention, lack of time etc, I let a medical bill I was making...