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I'm back again! I received a letter that states they have bought a debt that has been entered as a judgement from 1/1/2007. It has NEVER been...
Received a debt collection letter in the mail today for almost 3K. I have been in line with my credit reports for almost 3 years now and NEVER...
Here is a letter that I wrote for my friend who has a shotgun blast of hard inquiries from US Bank. We sent this letter to them and they removed...
I have a big concern on my hands. I am still dealing with a former apartment complex, and the sub-sequential debt collection. I demanded...
Hi again all. I'm working on my husband's credit. He is showing a 300.00 amount on his CR from Stellar Recovery, a CA. Note: Last year he paid...
Hi all. Here's the draft I have for an Intent to Sue letter to Equifax. I'm going to attach a copy of the Complaint I will file in my county if...
So it has been 45 days, and I have received no correspondence from Equifax. Could you please help me fill in the details on this letter before I...
I am starting to think that my most recent letters are almost too aggressive (shocking)... Maybe its the five or six paragraphs saying that if...
We've had some trouble over the last couple of years with staying up on bills due to some medical issues my son has, we had to output a bunch of...
So I received this letter today from "law offices of donald r. conrad, attorney at law. the letter reads like this: In a box it says: "to...
Hi all! So it will be 30 days (tomorrow) that I have sent a dispute to Equifax regarding my apartment complex drama. I have the certified mail...
I thought I'd get everyone's opinion on this, and keep everyone up to date on the results! A CA letter came in for my husband, regarding a...
So yet another question for you helpful folks: I received a validation from a CA regarding an apt. complex they are claiming I owe money to. In...
Hello again everyone, I thought I'd update everyone on my credit rehabilitation journey. I recently found a "30 days late" mark on my...
Hopefully the subject kind of sums it up..but I want to know: Do I correspond with the CRA before the Debt collectors that are listed on my...
Hello, I recently disputed 6 accounts as "not mine" to the CRAs and had 1 removed. I understand the next step is to send request for validation...
Hi I'm Tshambe and I am a Newbie as of 10 minutes ago and I need help quick. I am trying to close on a house by Friday and need NCO to get a move...