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I'm back again! I received a letter that states they have bought a debt that has been entered as a judgement from 1/1/2007. It has NEVER been...
Hi again all. I'm working on my husband's credit. He is showing a 300.00 amount on his CR from Stellar Recovery, a CA. Note: Last year he paid...
So yet another question for you helpful folks: I received a validation from a CA regarding an apt. complex they are claiming I owe money to. In...
Greetings, Short story: I need help writing a debt validation letter to a debt collector for a Tmobile account that should have been cancelled....
The following is a new wrinkle to me, on July 1, 2013 I received a snail mail response from American Student Assistance (ASA) date stamped June...
Back in 2009 I was signed up for a diaper service for my newborn twins. After we stopped using the service, the diaper service tried to say that...
Im just looking for some help. I received notice from a CA in the mail. I sent a validation letter and never heard back from them. I then a couple...
In 2007, I had a $800 credit card that was sent to collections. I've been working on repairing my credit for over a year now, but have had no luck...
Several months ago, I was sued by a law office that represents a major credit card company. I suspect a past boyfriend opened that account...
Hello, I have a credit card account on my report that was last paid in 2006. The original creditor is no longer on my report, but the account...
I am trying to decide what my best course of action against these people are. I realize I may owe a debt, but I recently pulled up my credit...
I know I haven't been here very long, so I'm not a "regular" yet and not many know my situation, but I figured I'd share one of my potential...
American Express didn't abide by their terms and conditions to the account I allegedly had with them. They did not adhere to their own intro rate...
Hello, I recently disputed 6 accounts as "not mine" to the CRAs and had 1 removed. I understand the next step is to send request for validation...
I sent a validation letter, referencing the FDCPA, to all of my creditors on my report, most of which are CA's. However, one was an OC and they...
I just got served a small claims summons. I was served on 10/17 and have 14 days to respond. The day before receiving the summons I actually...