HELLO MY NAME IS HARMON247 I JUST WANTED TO BRIGHTEN EVERYONES DAY..BY LETTING YOU GUYS NO THAT FIRST I AM THE FOUNDER AND OWNER OF QUALITY CHECKING..I OPEN CHECKING ACCOUNTS FOR PEOPLE THAT WHO HAVE BEEN REPORTED TO CHEX SYSTEMS BY A BANK OR CREDIT UNION...YES THIS IS A REAL ACCOUNT YOU WILL HAVE A VISA OR MC DEBIT LIKE ANY OTHER ACCOUNT ALONG WITH THE FIRST 50 CHECKS FREE IN MOST CASES...I OPEN PERSONAL..BUSINESS..AS WELL AS JOINT ACCOUNTS..SO IF YOU ARE SERIOUS ABOUT RESTABLISHING YOUR CHECK HISTORY CONTACT ME DIRECTLY AT QUALITYCHECKING7@HOTMAIL.COM....