I posted it in another thread, but since this is off the original topic, I opened a new thread. [color=0066FF]§ 809. Validation of debts (a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- (3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;[/color] Isn't there a little play with the words here ... FDCPA doesn't actually say the debt is valid in any case. It doesn't even say that the debt could be assumed to be valid if the consumer does not respond in 30 days. All it says is that the CA must send a [color=0066FF]written notice containing[/color] ... [color=0066FF]a statement[/color] that the debt could be assumed to be blah, blah, blah ... They could assume the same way that you've been on the Moon all that time. What do you think?
Hi, first post here. Im a newb but I think this part is key. The DEBT COLLECTOR assumes the debt is valid, not by law or any statute. They could likewise assume your a donkey but it doesn't mean that the courts would agree. Just my 0.02.
Re: Re: § 809. Validation of debts Just my 0.02. Misdeismo ~~~~~~~~~~~~~~~~~ Your 2 cents ain't worth a nickel.
