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Discussion in 'Credit Talk' started by Alex, May 21, 2000.
thanx in advance
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I see Capital One offering one. I don't know the details.
Providian Aria also offers 0% APR for the first two billing cycles on all of their cards. After the two billing cycles, the APR depends on which card you were issued, which is obviously tied to your income and credit history. If your credit is excellent - as is mine - you will be offered a Platinum Premium with no annual fee, at least 25-day grace period, and substantial credit line (mine is 16K). Also, those approved for either of the two Platinum cards get an extra billing cycle at 0% APR.
Check out American Express. I got some AmEx applications on Friday night at a hotel restaurant. (Hotels are the last big stronghold for American Express.) Both the AmEx Blue and Optima Platinum were offered with 0% introductory rates. The minimum incomes were $20,000 and $25,000 respectively, although the specific credit criteria were not mentioned.