I receive a offer from providian for plat 0% for purchase till Apr04 seems a good deal but I don't know that bank very much, no local branch here. How about providian?Do they easy to deal with?
PROVIDIAN almost lost their business by pushing SUB-PRIME customers...and totally ignoring PRIME customers... I don't know "IF" they are SUB-PRIME or more PRIME...but you can still be TOO PRIME FOR THEM I'M SURE...
It's about a 70/30 split in favor of "middle" (READ: NOT SUBPRIME). As GEORGE correctly points out, you CAN be too for them, but that is the exception and not the rule. I say if the goto rate is good, go for it
