0% purchase from providian

Discussion in 'Credit Talk' started by nn2000, Sep 15, 2003.

  1. nn2000

    nn2000 Member

    I receive a offer from providian for plat
    0% for purchase till Apr04
    seems a good deal
    but I don't know that bank very much, no local branch here.
    How about providian?Do they easy to deal with?

    GEORGE Well-Known Member

    PROVIDIAN almost lost their business by pushing SUB-PRIME customers...and totally ignoring PRIME customers...

    I don't know "IF" they are SUB-PRIME or more PRIME...but you can still be TOO PRIME FOR THEM I'M SURE...
  3. Brad J

    Brad J Well-Known Member

    It's about a 70/30 split in favor of "middle" (READ: NOT SUBPRIME). As GEORGE correctly points out, you CAN be too for them, but that is the exception and not the rule.

    I say if the goto rate is good, go for it

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