well dh and I have opened about 100,000 dollars in new prime lines lately, and to celebrate I decided Lowe's would go first. When I called to close my hugh 1000 line, the csr asked if an increase of 700 would help. I told our lines were about 15000 now. She told me I should keep the 1000 line open for use on internet because those pesky 15000 could be trouble. How thoughtful of Cap One. I told her I have a Citi gas card for that reason (m/c) so not to worry. That felt so good. KMart is next!