Anybody have this problem with TU or Macys. I had a Macys card that has been closed since 1995. I have 5 different entries for Macys on my TU. Two accounts are closed. Acct #xxxxxxxxxx130 Acct #xxxxxxxxxx143 Three show "paid off" but not "closed" Acct #xxxxxxxxxx130 Acct #xxxxxxxxxx143 Acct #xxxxxxxxxx120 What is the difference on a TU report between "paid off" and "Closed"? Am I missing something. Why would I have 5 accounts. Should I call Macys or dispute at TU?