Hello Everyone, Not like anyone really cares but I was just looking over my EQ report and was considering paying a couple of accounts that were charged off, then i looked at the dla and realized that i have only a year and a few monts left before they will come off. That being said i decided to wait i can only imagine how high my score will go. I was looking at the average age of my accounts and by the time those accounts i should have an average age of 3 years. Now if I can just get my balances down I should be well in the 700's. I love this board it helped me so much.