You obviously got your ducks lined up with your credit reports but what kind of an annual salary does one need to get such a card? I'm in the process of validating/fixing my old bad credit, but barely make $28k a year. I can't imagine getting a platinum card on such a low salary. Are all of you folks earning more than 50k a year? I don't mean to pry, but I'm just looking for a basis on which to understand how on earth people are getting these sky high limits. I'm still waiting on a reply to my validation to a collection agency. I will post an update as soon as I hear anything.