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10.99% Quantum Rewards MC.

Discussion in 'Credit Talk' started by Ron, Apr 18, 2002.

  1. Apr 18, 2002 #1
    Ron

    Ron Well-Known Member

    I called MBNA customer service to request the lower rate of my Quantum Rewards Mastercard and they told me they could lower my rate from 12.99% fixed to 10.99% fixed APR beginning in May billing cycle.


    Ron.
     
  3. Apr 18, 2002 #2
    GEORGE

    GEORGE Well-Known Member

    They would rather LOSE me as a customer than increase my credit limit...or REDUCE the interest rate...

    IT'S IN THE SOCK DRAWER...
     
  4. Apr 18, 2002 #3
    GEORGE

    GEORGE Well-Known Member

    I will just use it for DEBT TO CREDIT LIMIT RATIO...
     
  5. Apr 18, 2002 #4
    charlieslex

    charlieslex Well-Known Member

    Ron, I know that you have 30+ cards......so what are your scores? If, you don't mind telling. Charlie
     
  6. Apr 18, 2002 #5
    Ron

    Ron Well-Known Member


    Charlie,

    I really don't know what my score is and I pay my bill on time. So they give me the lower rate that I want. Sometimes, they won't give it to me.If you pay your bill on time, you have better chance to get good rate and cards. Only I know my TU score is 618.


    Ron.
     
  7. Apr 18, 2002 #6
    charlieslex

    charlieslex Well-Known Member

    Thanks, Ron. You've been away for a while. Glad to see you back. Charlie
     
  8. Apr 18, 2002 #7
    GEORGE

    GEORGE Well-Known Member

    I have been a MBNA AMERICA customer for like 10+ years...PERFECT PAYMENT HISTORY...
     
  9. Apr 18, 2002 #8
    Ron

    Ron Well-Known Member

    charlie,

    I moved to new places and I don't have cable modem. So I don't have any internet access until this week. Nice to be here again.


    Ron.
     

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