Hi, Guys. Man, I love Equifax! I check my reports (its my lowest score) and today I see there is a tradeline from Household Bank, listing me as an authorized user on a charge-off card...which is from 1995!!!! Here is how they did it: Account 555555555555xxxx Authorized User Charged-off account Opened 2/1993 Dated Reported 1/2005 Date of last payment 6/1995 Charged off 3/2003 Then, they put "Paid as Agreed" for April 1998-Feb 2003. Ok, if the date of last payment was 1995, how did they receive payments from 1998-2003???? Plus, they received last payment in 1995 but waited until 2003 to charge it off? Am I crazy, or is this a major violation? How to proceed..it boggles the mind that these JDB do this, but is Household Bank a JDB???
