Has there ever been a thread that shows which actions give you the most points? I've used the fico simulator and it seems unreasonable. Anyone know how many points the following yield: *Paid account falls off, paid account age *Utilization *Inquiries *Pts per month all accounts on time *Addresses greater than 1 *Names greater than 1 *Phone numbers greater than 1 Thanks much! July 2004 Experian - 618 (loaded with wrong stuff in dispute) Equifax - 664 (2 wrong balances) Transunion - 610 (same as Experian) How are my scores?
