101 point increase on TU! Yippee

Discussion in 'Credit Talk' started by rblues, Sep 20, 2002.

  1. rblues

    rblues Well-Known Member

    I can't freaking believe it. I went on to TU today and saw that my TU FAKO was 565 after being 464 for so long, even after 6 deletions.

    Last month, I got a wild hair up my you know what and decided to on-line dispute 4 toughies that weren't budging. Well, they came off when I checked my report today.

    So far, this has been my success:
    Transunion
    March '02: 16 Baddies 464 Score
    Sept '02: 5 Baddies 565 Score

    Equifax
    March: 15 Baddies 513 Score
    Sept: 6 Baddies 552 Score

    Experian
    March: 17 Derogs 556 Score
    Sept: 4 Derogs 627 Score

    Now, I'm going to keep on working on the rest of the baddies, which have all been tough, and start rebuilding my credit.

    Note to newbies...keep on with your journey. It will eventually start to pay off.
     
  2. TedTX

    TedTX Well-Known Member

    I spent 9 months removing 15 items off my reports, my EQ score is ranging 745 to 774 in the last 3 months
     
  3. cibomatto

    cibomatto Well-Known Member

    Rblues


    how many good tradelines do you have in each credit report?

    also what do you plan on doing as far as creating good tradelines?/

    After everything is said and done for me I should have only 2 good tradelines in each report.. a store card starting from 98 and a CC starting about 5 months ago..... I wonder what my scored will look like
     
  4. kbanger

    kbanger Well-Known Member

    Congratulations on your progress.
     
  5. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Good going!
     
  6. christi523

    christi523 Well-Known Member

    Congrats!! See what happens when you are persistent?

    I used to hate TU since it used to be my lowest score of around 582 for months. Well now only a few months later it is 732 from online disputing.
     
  7. Jenasea9

    Jenasea9 Well-Known Member

    WTG Good work.

    I know persistance is the key to this and lets not forget patience!!

    It's the waiting patiently part that drives me insane :)
     
  8. rblues

    rblues Well-Known Member

    Well, that's the thing...I don't have any really good tradlines to speak of. I have a paid off auto loan, but that's littered with lates. I have one paid CC that was changed to paid never late after nutcasing and I have pays as agreed student loans. That's about it.

    As far as rebuilding goes, I'm going to have to start from the bottom, most likely with secured cards for awhile until the ultra baddies fall off next year.
     
  9. sassyinaz

    sassyinaz Well-Known Member

    rblues,

    I'm doing a jig for you, congrats!

    Sassy
     

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