This is on CW, at first I thought it was my GMAC lease being added. Wrong. I decided to put my down payment on my Providian MC and use the 30 days to pay with cash. So guess what, the $1800 balance is showing but it will take what 30 days before my payment shows. I just mailed the paid in full balance today, due date is 10/01. And I just know I wouldn't get those 12pts back. This bites.