I just had a giant string of 120s all changed to "not reported" with an OK at the end. This is fantastic news. But, there's no change on my PrivacyGuard FAKO. Could it be that my other bads (chargeoff and collection account) are so bad that they're weighing me down? Alright, I guess I'd better go run my real FICOs. Also, PGs tri-merge seems to be going screwy with my reports. They're different every day. Sometimes they merge, sometimes they don't. Sometimes they don't even show the same payment history.