I disputed all 15 inquiries dating as far back as 04/15/00 and 13 of these were deleted! The only two that remained were from Capital One (10/25/00 and 07/21/00), What's weird is that Experian deleted 4 other Cap One inquiries that were around the same time. I would have to say that Experian is now my best report. If only Transunion and Equifax would be this easy! Thanks to all on this board for the wonderful info!! SD BTW, Citi turned me down for the Silver AAdvantage (they pulled Experian). I will be calling them for the reasons. Target also denied me. Reasons: 1. too many recent inquiries 2. too many consumer finance accts 3. high ratio of debt to available credit 4. length of time accts established 5. too many accts recently opened Target pulled CSC/Equifax. Oh well. I'll try again next year.