I just want to mention that I got my 15th hard inquiry deletion this month on Experian. One inquiry was not deleted. I suspect that I disputed too soon. Others on the board have mentioned the 2 month rule. - The rule as stated - Do not dispute until the inquiry is 2 months old. There may be merit to the "2 month rule"!! 15 hard inquiries deleted is quite remarkable in my opinion. Thanks to the board. Best regards, Jim
<<15 hard inquiries deleted is quite remarkable in my opinion. Thanks to the board. >> Jim... PLEASE share your method of getting the inquires removed. Many of us are "green" to the methods of improving our credit reports. thanks!
Sorry for the late answer. I have been busy. The 15 deleted inquiries were done via Creditexpert ( Experian ). I just simply disputed the inquiries and they were deleted. It appears that the creditors keep a record of our inquiries for 2 months. If you dispute after the 2 month interval, the inquiries will likely go away. Therefore - I got rid of 15 out of 16 inquiries I disputed On Equifax - I got one (1) hard inquiry changed to soft after I contacted the creditor. So the creditor actually did the work. One other creditor agreed to make the change from hard to soft inquiry but nothing ever happened. On Trans Union - No deletions have happened despite my repeated attempts to dispute. Bkev, Leo and Cyprigirl have reported that they used Bkev's method to dispute inquiries and got results. I tried it last week and again had no luck. Maybe TU doesn't like me. LOL. Best regards, Jim