In the spirit of this thread, I decided to call Cap 1 regarding a BT. They granted it to me and now I have my cards transferred over to 9.9%!! That includes my Cross Country Bank card (who, might I add, told me that the 20.99% interest rate was non-negotiable but I could have a $250 CL increase if I paid them the low amount of $100. Feh!! I quickly told them 'no thanks!' and hung up.) No more 20.99% for me!! I'm so happy!! Happy Dance for me!! (I realize that BTs are probably no big deal to most, but darn it - I consider this a major coup for my start with cleaning up my credit!!) I hope everyone has good luck like I did. Now off to Planetfeedback to let Cap 1 know how much I appreciate Sandy and Sabrina in Retentions!!
You should be happy Pandora! It was a smart business decision = applause!! Now call Cross Country - after the balance is $0, and tell them you will close the account it they do not match your 9.99% at Capital One. Only do this is you can close CCB - which would be best - particularly is you are paying a monthly fee for the acct. Now, I won't bring up that old Pandora's box lunch joke.... aarrff - arooo - dogman
Dogmaaaan!! Thanks for the props! I've read a lot of your previous posts and have enjoyed them all! Actually, on Ebay, I go by the user id of Pandora-spocks (heh heh). Okay, I stole it off the old Bewitched series, but I like it! Have a great weekend! Pandora