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Discussion in 'Credit Talk' started by Bill, Sep 30, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
$350 normal limit. This was my first unsecured card in rebuilding. I took it out of desperation. The fees you put into applying could be put towards a secured card at a decent bank. They also charge $6/mo toward the large $72 annual fee. It doesnot get better with them. I got the card in March. I received a letter last week saying that they will increase my $350 limit by $200 for a $50-$100 fee or something like that. I threw it away. This card is the first one I will let go at the one year point.
Yes, I did the utility bill and paystub thing also. No second credit check
Frankly I would recomend their secured card over the unsecured.
Fee's are a lot lower!
Be prepared for a possible hastle in them receiving your supporting Docs. Fax doesn't work half the time, and when it does they only read half the info on the letters you send them.
Employment letters that also verify addresses they forget to confirm they got the address verification, so when you call they tell you they are only waiting on the adrress verification.
Some of my clients have waited 3 months with 4-5 re faxes for a card!
No one's credit situation is bad enough to justify an application for this card.
Premier's fees make the Aria Persona/ secured Providian look like competitive bargains.
Forget about this card. With all the fees you are better off with a secured card from Cap One or Providian or Sterling Bank. At least the deposit is still yours and you are not throwing these money away. Anyway, if they don't like your credit, even after the "reservation" letter, they will send you a counteroffer, which of course is a secured card (but with very high fees). It happened to me some tine ago! And they pulled my report twice!!!!