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Discussion in 'Credit Talk' started by Bill, Sep 30, 2000.
Barclaycard Arrival Plus® Credit Card
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CREDIT CARD WITH BONUS OFFERBarclaycard Arrival Plus
Credit One Bank®Cash Back Rewards
Credit card for people with bad credit! 0% intro *APR for 15 months on balance transfers. $0 intro balance transfer fee for transfers made in first 60 days.
BAD CREDIT CREDIT CARDCredit One Bank® Cash Back
Barclaycard Arrival Plus®
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primor® Secured VisaClassic Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Barclaycard Arrival Plus® World Elite Mastercard®
Pay 0% interest on balance transfers for 12 months*!
$350 normal limit. This was my first unsecured card in rebuilding. I took it out of desperation. The fees you put into applying could be put towards a secured card at a decent bank. They also charge $6/mo toward the large $72 annual fee. It doesnot get better with them. I got the card in March. I received a letter last week saying that they will increase my $350 limit by $200 for a $50-$100 fee or something like that. I threw it away. This card is the first one I will let go at the one year point.
Yes, I did the utility bill and paystub thing also. No second credit check
Frankly I would recomend their secured card over the unsecured.
Fee's are a lot lower!
Be prepared for a possible hastle in them receiving your supporting Docs. Fax doesn't work half the time, and when it does they only read half the info on the letters you send them.
Employment letters that also verify addresses they forget to confirm they got the address verification, so when you call they tell you they are only waiting on the adrress verification.
Some of my clients have waited 3 months with 4-5 re faxes for a card!
No one's credit situation is bad enough to justify an application for this card.
Premier's fees make the Aria Persona/ secured Providian look like competitive bargains.
Forget about this card. With all the fees you are better off with a secured card from Cap One or Providian or Sterling Bank. At least the deposit is still yours and you are not throwing these money away. Anyway, if they don't like your credit, even after the "reservation" letter, they will send you a counteroffer, which of course is a secured card (but with very high fees). It happened to me some tine ago! And they pulled my report twice!!!!