uncork the COLD DUCK! I got an email from 1st Premier for their great new GOLD CARD - yes the one with a $300 limit and $275 in fees. They are marketing bigtime - to fill in the gap from the NET FIRST Mastercard debaucle. LOL! I did not snap back the card application. Actually - I wonder if you need to buy extra insurance on car rentals - since technically it is a Gold Card. Of course, with a $300 limit, its one car, one day, and gas.... aarrff - dogman