OK-- I AM FURIOUS!!! Premier reported me late to TU and EQ for March--> They blamed the CRAs and told me I would have to dispute it with them>> they refused to help me by manually updating. So I did- I disputed and they VERIFIED THE FAKE LATE. After a zillion phone calls and letters they finally sent a letter to me confirming I wasn't late in March (only 3 weeks after I first called them on it). NOW THEY HAVE REPORTED ME LATE FOR APRIL and AGAIN THEY REFUSE TO DO ANYTHING ABOUT IT- Now I have 2 late pays in a row... FURIOUS!! Don't want to be paranod, but it sure feels like they are just screwing with me. Is it time to sue? Do I need to be denied credit because of the lates to prove damages?
If you were NOT late, I'd send them a demand letter CRRR stating you were not late, include your proof and state you DISPUTE the account. You are looking to catch them for violations. Are they reporting all three bureaus late or just one?
OK- so now I am thinking that this time maybe it is EQ... hate to admit that cause 1st Premier has been such a pain in the butt. But I called EQ and the rep told me that the late pay for March was removed per Premier request-- so maybe Premier did fix this for me. The new late pays that are reporting NOW date from 2000 and the status bar says R2- pays 31 to 60 days. So I ask, "why if these are from 2000 as you claim am I being reported R2 currently." She says that First Premier hasn't updated since 2000- HUH? I say, "that makes no sense cause they just removed the late pay from March 2002, so how can you possibly say they haven't updated since 2000?" She has no answer, just "you will have to dispute again." CONFUSED YET- I sure the hell am!!
